HomeClaimTimeline

Pick your state

See every rule and deadline we track for one state on a single page, or compare two states side by side.

Alaska: Acknowledge: 10 working daysAKMaine: Acknowledge: No fixed number of days; must act with reasonable promptnessMEVermont: Acknowledge: 10 business daysVTNew Hampshire: Acknowledge: 10 working daysNHWashington: Acknowledge: 10 working daysWAIdaho: Acknowledge: No fixed number of days; must act with reasonable promptnessIDMontana: Acknowledge: No fixed number of days; must act with reasonable promptnessMTNorth Dakota: Acknowledge: No fixed number of days; must act with reasonable promptnessNDMinnesota: Acknowledge: 10 business daysMNIllinois: Acknowledge: 15 working daysILWisconsin: Acknowledge: 10 daysWIMichigan: Acknowledge: Request proof of loss within 30 daysMINew York: Acknowledge: 15 business daysNYRhode Island: Acknowledge: 15 daysRIMassachusetts: Acknowledge: No fixed number of days; must act with reasonable promptnessMAOregon: Acknowledge: 30 days (unless paid sooner)ORNevada: Acknowledge: 20 working days (acknowledge and start investigating)NVWyoming: Acknowledge: No fixed number of daysWYSouth Dakota: Acknowledge: 30 days to acknowledge and act on communicationsSDIowa: Acknowledge: 15 daysIAIndiana: Acknowledge: No fixed number of days; must act with reasonable promptnessINOhio: Acknowledge: 15 daysOHPennsylvania: Acknowledge: 10 working days (unless paid sooner)PANew Jersey: Acknowledge: 10 working days (acknowledge and start investigating)NJConnecticut: Acknowledge: No fixed number of days; must act with reasonable promptnessCTCalifornia: Acknowledge: 15 daysCAUtah: Acknowledge: 15 daysUTColorado: Acknowledge: No fixed number of days; must act with reasonable promptnessCONebraska: Acknowledge: 15 working daysNEMissouri: Acknowledge: 10 working daysMOKentucky: Acknowledge: 15 daysKYWest Virginia: Acknowledge: 15 working days (acknowledge and start investigating)WVVirginia: Acknowledge: 15 calendar daysVAMaryland: Acknowledge: 15 working daysMDDelaware: Acknowledge: 15 working days to respond; start investigating within 10 working daysDEArizona: Acknowledge: 10 working daysAZNew Mexico: Acknowledge: No fixed number of days; must act with reasonable promptnessNMKansas: Acknowledge: 10 working daysKSArkansas: Acknowledge: 15 working daysARTennessee: Acknowledge: 30 daysTNNorth Carolina: Acknowledge: No fixed number of days; must act with reasonable promptnessNCSouth Carolina: Acknowledge: No fixed number of days; must act with reasonable promptnessSCDistrict of Columbia: Acknowledge: No fixed number of days; must act with reasonable promptnessDCOklahoma: Acknowledge: 30 days (unless paid sooner)OKLouisiana: Acknowledge: 14 days to start adjusting (30 days for catastrophic losses)LAMississippi: Acknowledge: No fixed number of days; must act with reasonable promptnessMSAlabama: Acknowledge: 15 daysALGeorgia: Acknowledge: 15 daysGAHawaii: Acknowledge: 15 working daysHITexas: Acknowledge: 15 daysTXFlorida: Acknowledge: 7 days (property claims, since Mar. 1, 2023)FL

Colors show acknowledge.

  • 15 days (9)
  • 10 working days (8)
  • 15 working days (6)
  • No fixed number of days / other (28)

Compare two states →

AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyoming